My blog buddy ShortWoman writes a post that is by turns depressing and then (somewhat) hope-inducing. [Yes, I'd be grateful to anyone that could tell me what word I really want to use...since somehow today my brain can't get past "hope-inducing."]
She begins with a series of links to articles confirming just how broken our current health care system is. But wait, you think, I reall already knew that. You think you know it, but seeing the compendium of reasons listed all at once is still a sobering confirmation.
And then she lists:
Some things we can do to fix the system
Mix and match from this smorgasbord of possibilities:
1. Make insurance companies work as mutuals or not-for-profit companies in order to provide health insurance.
2. Encourage the existence of major medical policies. Not everybody
needs common cold insurance; everybody needs hit by a truck insurance.
3. Remove barriers to individuals purchasing their own health
insurance, including additional paperwork, higher fees, requiring proof
of existing insurance, and "pre-existing conditions" rules. Not only
does this eliminate a middleman, it reduces prices by allowing
individuals to seek lower rates.
4. Require insurance companies to treat all insureds in a given
geographical area (such as zip code or county) as a group for rate
setting purposes.
5. Change the IRS rules to allow anybody to deduct their health insurance and healthcare costs.
6. More doctors "opting out" of the system, thus removing the dysfunctional middlemen.
7. More states following Michigan's lead and requiring hospitals to be non-profits.
And if all else fails...
8. Universal single payer healthcare. Basic coverage for everybody,
plenty of room to make money in the supplemental insurance business.
So, what do you think? Are these the answers?
My thoughts are in the extended entry...
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