So, this should be interesting and infinitely bloggable.
My company is going to start offering health benefits to its employees starting, well, as soon as we can figure it all out.
And I'm the one who is tasked with researching the options and recommending our path (although I'm kinda hoping to get some help with that.)
Should be fascinating!!
So far I've met with one firm that presents all these plan options, will work on getting the underwriting done for us, will create a web portal for our employees and will handle all administrative issues around said health benefits, portal and employees.
And the really weird part: we will not pay them a dime. They are paid by the carriers.
The guy with this company basically told me that California has a law that standardizes health premium costs by age, so that no one can really offer better premiums than anyone else (for the same plan, I mean...I'm sure carriers can offer all the different kind of plans they want.) his doesn't jive exactly with another firm that's trying to sell me on the savings I'll get going with them because they consolidate all their clients' employees and create a bigger group.
Hmmmm. More investigation required. Stay tuned.