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December 09, 2009

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I've had FSA accounts and whether I like them depends upon the specific way that the account works. Some give you a credit card that you are supposed to use to pay for FSA purchases - if it works, it's awesome. In my experience, it often didn't work.

It's also a pain when the card does work but two weeks later you're told to send in the receipt for that card purchase for verification. Dude, don't you already have a copy? PAIN IN THE A**.

And then there's the submitting the forms and receipts when the card doesn't work and you pay for the expense and have to get reimbursed. I haven't seen a reimbursement system that is painless.

Yea, it sounds like a fabulous idea - until it's December 1 and you're about to lose 5K because the account was such a pain to use all year long...

I often wind up stocking up on those medicine cabinet staples towards the end of the year if I've overestimated my spending. In fact, I should really be thinking about doing that.

Now if only the people on my Christmas list wanted bandages and aspirin, I'd be all set.

In my experience, it often didn't work.There's the submitting the forms and receipts when the card doesn't work and you pay for the expense and have to get reimbursed. I haven't seen a reimbursement system that is painless.In fact, I should really be thinking about doing that.

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